Pag ibig Loan Filing Part 2

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A screen shot of the ongoing renovation GOOD MORNING❤️ To continue, I've told you in my previous blog that Pag ibig told us to submit additional requirements because upon checking, our lot didn't close, the boundaries.  Additional Requirements Required from us: 1. lot data computation 2. certified technical description   We can get these from DENR REGION 4A since we are from Rizal. The process is, get Lot Data Computation and Approved plan from DENR LOS BANOS. Bring them to DENR CALAMBA so you can request for a Certified Technical Description of the lot. So, March 4, 2024, we submitted our request for lot data computation and approved plan from DENR LOS BANOS. We were told, the line was long so our schedule to pick them up was March 19, 2024. We let one day passed, to make sure, the documents are available.  March 20, 2024, we came to get the Lot Data Computation and the approved plan. The fee was ₱50 per document, ₱100 if you want it certified. DENR CALAMBA From DENR LOS...
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Adverse Claim on Inherited land

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To the whole world, a pleasant day to everyone!

What I would share today is about adverse claim. This happened a few years back. However, I made some research to know if there are some changes to the process we did. So far, the process is still the same as what we did before.

A friend requested me to assist them with regard to some issues they encountered over a piece of inherited land. The property was not yet subdivided. It was still in the name of the original owner who already passed away. Their family was one of the heirs.

One day, it came to their attention that the land was offered for sale. They were surprised because they were not informed about the plan to sell the property. And to add up, news reached them that there was already a buyer.

In order to have proper guidance, we seek the advise of a lawyer. We narrated everything that happened. The lawyer suggested that they file an adverse claim over the land.

What is an adverse claim?

It is a formal statement in writing, made by another, claiming rights and interests in registered land which is adverse to the registered owner.

This adverse claim will prevent any person's action from making any changes on the land's ownership.

Adverse Claim- the process

The lawyer suggested that an adverse claim letter be submitted to the Register of Deeds and the Assessor's office which had jurisdiction over the land.  They signed and had it notarized. Then sent it by registered mail to the Register of Deeds and Assessor's Office which had jurisdiction over the property. It was sent via registered mail with return card for documentation purposes, in case issues would get elevated.  

Details of the Adverse Claim letter we filed:

1. Addressed to the Register of Deeds and Assessor's Office where the land was located;

2. Full name and complete address of the person filing the adverse claim;

3. Title number and tax declaration number of the land.

3. Reason of the filing of the adverse claim;

4. Supporting documents 

After a month, they received the return card, a proof that the Register of Deeds and Assessor's Office had received the  letter of Adverse Claim. With that, they were already assured that no one can make changes on the ownership of the property without their knowledge.

This is all for now. I hope I am able to share with you some useful information.

Thank you! Till next time.








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