Deed of Sale, Registration Process

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Seller sells and Buyer buys according to the terms and conditions they agreed upon‼️ This is the whole process NOTES: Buyer and Seller should provide government IDs A SPECIAL POWER OF ATTORNEY is needed if one or the parties to the transaction are not available to sign the documents personally. *********************************************       THE PROCESS and... Private/Government agencies to work to: 1. Notary Public-  Preparation and notarization of the Deed of Sale, after both parties have signed. 2. Registry of Deeds-  Get certified copy of the title of the property subject of sale. 3. Assessors Office-   Get certified copy of tax declaration for the lot and the improvement, if any. Get certificate of no improvement if there's no building or any improvement on the lot. 4. Treasurer's Office- in the municipality or city where the land is located-  Get tax clearance for the land and improvement, if any. 5. Bureau of Internal Revenue (BIR)-  All the documents you gathered fr
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What To Do When Lot Boundaries Won't Close

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Good day❣️

I was working on processing a housing loan with Pag ibig. When it was time for their appraiser to check in actual the subject property, he reported that lot boundaries didn't close. For that reason, the loan was disapproved. 


Loan Disapproval

Pag ibig sent an email advising that lot boundaries didn't close. We were instructed to submit the following:

1. Approved certified technical description of the lot;

2. Lot data computation

Further, they advised to submit the above requirements 30 days from the time we were notified so that we won't pay another filing fee of P1,000.00. Our loan will also have a fresh start.

Otherwise, submission of requirements beyond 30 days would mean, we will pay again another filing fee of P1,000.00. The loan will be given a fresh start.

However, if we won't go ahead with the loan, we can get our documents within 60 days. After 60 days, they are free to discard them without any liability.


Where to get the requirements Pag ibig needs

1. Lot Data computation- from DENR -PENRO

Since we are from Rizal, we were directed to DENR- PENRO, Lalakay, Los Banos, Laguna;

2. Approved technical description- 

From DENR -PENRO, Mayapa, Calamba, Laguna


The Process-

We submitted our request to PENRO-Los Banos, Laguna, stating the above two requirements as the reason for the request. Our request was processed and the waiting time would be 15 days. 

Request submitted - March 4, 2024

Picked up date - March 19, 2024

What we got upon picked up: 

1. Lot data computation

2. Approved subdivision plan

We paid P100.00 for this request. Another P50.00 if you want the document certified. We brought these to PENRO- Mayapa, Laguna, as these are needed for them to process the Approved Technical Description required by Pag-ibig.


PENRO - Mayapa, Calamba, Laguna

We submitted our request for the approved Technical Description at PENRO - Mayapa, Laguna. The waiting time is 54 days, as we were told to pick it up by May 13, 2024. 

By that time, our Pag-ibig loan is already expired. So, we emailed Pag-ibig advising them not to discard our files, as we are still waiting for the release of the Approved Technical Description.


Finally, we are on waiting time. Will update you again.

Thank you,

Pamanafromancestors♥️

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