Pag ibig Loan Filing Part 2

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A screen shot of the ongoing renovation GOOD MORNING❤️ To continue, I've told you in my previous blog that Pag ibig told us to submit additional requirements because upon checking, our lot didn't close, the boundaries.  Additional Requirements Required from us: 1. lot data computation 2. certified technical description   We can get these from DENR REGION 4A since we are from Rizal. The process is, get Lot Data Computation and Approved plan from DENR LOS BANOS. Bring them to DENR CALAMBA so you can request for a Certified Technical Description of the lot. So, March 4, 2024, we submitted our request for lot data computation and approved plan from DENR LOS BANOS. We were told, the line was long so our schedule to pick them up was March 19, 2024. We let one day passed, to make sure, the documents are available.  March 20, 2024, we came to get the Lot Data Computation and the approved plan. The fee was ₱50 per document, ₱100 if you want it certified. DENR CALAMBA From DENR LOS...
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Section 4 Rule 74 Annotation on Title

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What is Section 4 Rule 74


These past days, I was busy working on four Extra Judicial Settlement of Estate processes. Three of which were about Annotation of Extra Judicial Settlement of Estate to claim sum of money, and the other was Extra Judicial Settlement of Estate with Absolute Sale.


From these experiences, I was able to understand the logic behind annotation of Section 4 Rule 74 on the title. 


As I understand, within the two (2) years after the settlement of estate and its distribution, if there's an heir or a person who will come up to say that he/she is deprived of his/her lawful participation in the estate, then he/she can compel the settlement of the estate in the courts per provision of Section 4 Rule 74, Rules of  Court. 


As we can see,  annotation of  Section 4 Rule 74 on the title, when we are processing settlement of estate, is really important.  Anyway, once the two (2) year period has passed and no claimant has showed up,  you can have the annotation of Section 4 Rule 74 cancelled.

However, a property which has an annotation on the title of the "Section 4 Rule 74", won't be accepted by PAG IBIG for a lot loan or a housing loan. You can have it cancelled once the 2 year period has elapsed and once cancelled that's the time that it can be loaned to PAG IBIG. 


Below is the link to Rules of Court where you can search and find Section 4 Rule 74, for your reference:



Bond for Personal property. Sec 3 Rule 74

Since I was also processing an Extra Judicial Settlement of Estate for personal property, sum of money,  I was advised to file a bond, in case there will be any just claim that will be filed by an heir or any person, within the two (2) year period. It is called the heirs bond and it is required by the bank where you have claim for money. 


Finally, hope this infomation will serve as a guide and help you understand why Section 4 Rule 74 needs to be annotated on the title when settling an estate.

Please follow, thank you and God Bless!🙏

#pamanafromancestors❤️



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